Disclaimer & Legal Notice

The information on this site is provided freely to the general public in the hope that it will assist them in their efforts to design a successful and cost effective financial plan. It is intended solely as a discussion of some of the financial tools that are available for use in retirement planning, wealth preservation and other savings goals.

The information provided herein is general in nature and is far from comprehensive. It is not intended, nor should it be taken, as a precise solution for any specific need. Financial planning is a complicated endeavor and no two situations are exactly alike. Many factors affect the outcome of a financial plan and most of these factors depend on the outcome of future events. Financial planning should be undertaken, only with the assistance of an experienced professional.

An estate preservation consultant or a retirement planning specialist can discuss your needs with you and make recommendations as to possible courses of action. No specific advice is ever intended, by any page or statement on this site. We provide information about different financial strategies only as a reference for your use.

The information on this web site is believed to be accurate. The rates of return used in our examples are purely hypothetical and are not intended to recommend any specific savings or investment choice. The sponsors of this site are involved in the delivery of financial services to the general public. They are not attorney's and do not practice law. Nothing on this site is intended as legal or tax advice and should not be taken as such. Successful financial planning depends not only on an individual's funding choices, but also the tax and legal framework surrounding those choices. State and local laws dealing with financial and tax structures vary greatly from one jurisdiction to another. Please consult a local expert on these matters about your specific situation and circumstances.

We are not affiliated in way with the Federal Deposit Insurance Corporation (FDIC), the Securities and Exchange Commission, or any of the other governmental or regulatory entities mentioned herein. Certain types of insurance products can only be offered by an individual licensed to sell insurance in your state of residence. The information on this site is not a solicitation of any insurance product or any insurance carrier.

We sincerely hope you find this information useful and we welcome your questions and comments. Our staff is available to discuss individual recommendations based on your specific circumstances. You may contact us by phone or email.