Long Term Care Providers 

Click Here for a LTC Proposals

Questions? Call 800 867-8376

Allianz Life Insurance Company of North America

For 100 years, Allianz Life Insurance Company of North America has been providing its clients with a variety of insurance and financial products. They are part of Allianz Group which is ranked as one of the five largest insurance groups in the world. Their longevity and success result from their commitment to creating innovative products. 

Endorsed Group and Association Guide

• Endorsed Group Brochure
• Endorsed Group Application

• LTCI State Product Approval
• Underwriting Guide
• Allianz Financial Strength
• Allianz Tax Treatment Guide 2005

Generation Protector LTCI

• Generation Protector Agent Guide
• Generation Protector Consumer Brochure

Term LTCI

• Term LTCI Consumer Brochure
• Term LTCI Agent Guide
  

Allianz Web Site - Click here
Online forms, applications, marketing materials, illustration software, etc.
Must have agent number to access this site.

Genworth A pioneer and industry leader in long term care insurance, Genworth issued their first LTC policy in 1974. They offer an innovative portfolio of products combined with strong financials. The Long Term Care division provides insurance for more than 845,000 policyholders and has paid over 1.8 billion in LTC claims. Genworth has never raised an LTC premium on any class of business it has issued.

Genworth Web Site - Click here

Genworth Classic Select

• 10 Reasons to Sell Classic Select
• Classic Select Brochure
  

Genworth General Information

• State Differences
• 2005 Tax Guidelines
• Genworth Financial
• Privileged Choice Classic Select FAQ

Genworth Privileged Choice

• 10 Reasons to Sell Privileged Choice
• Privileged Choice Brochure

General Information

• 2005 Tax Guide
• Underwriting Guide
• Custom Care II and Essential Care II Producer Guide
• Custom Care II Brochure
• Essential Care II Brochure
  

Simple Choices LTCI Solutions

• Simple Choices Consumer Product Guide
• 
  Simple Choices Producer Guide

Employer & Association Information

• Employer Overview Brochure
• Corporate Solutions Marketing Guide
• Sponsored Group Guidelines

John Hancock Insurance Company
Founded more than 140 years ago, John Hancock has long been known for financial strength and stability. This is the basis of their strong brand name and their position as one the country's 15 largest providers of insurance products. They are proud to offer their customers and producers some of the best products on the market today, including annuities, life insurance, long-term care insurance and mutual funds. In addition, John Hancock provides producers with the highest level of service and a broad range of cutting-edge sales and marketing tools to facilitate sales.

John Hancock Web Site - Click Here
Online forms, applications, marketing materials, Illustration Software and other support items.

• Username: ltcbrokerage
• Password: hancock

California Partnership Information

• Before You Buy
• Custom Care Partnership

Mutual of Omaha Companies With more than 2.4 million individuals covered under nearly 1.5 million individual health and accident policies, Mutual of Omaha is one of the largest providers of individual health and accident insurance in the United States. Mutual of Omaha is committed to the Long Term Care market and has developed a Cadillac product that offers many features not available in other policies.

Mutual of Omaha is one of the few mutual insurance companies left, so the policyholders are the stockholders. It has combined asset of over $18 billion dollars and statutory reserves of $13.9 billion.

30% spouse discount for couples applying together. 15% discount for married applicants when only one policy issued. Mutual of Omaha provides friendly and flexible underwriting and Impaired risk ratings to +25% for certain health problems.

Mutual of Omaha has issued LTC policies since 19?? and has had one ne rate increase in ???.

You can offer members of affinity associations (those with by-laws and dues-paying members) a 10% discount on their long-term care premium. This discount also is available to the spouse, parents, inlaws and adult children of a member.

10% discount for members of affinity associations (those with by-laws and dues-paying members). The association discount is available to the spouse, parents, inlaws and adult children of a member. Ask us about Association Marketing! False

(NOTE: The 15-percent married discount is not available in Calif., Hawaii, Mont. and Puerto Rico. In N.Y., the married discount is 10 percent.In NY, the the association discount is available only to the member and member's spouse.)

Rates compared to competitors

Special features brochure

Products compared to Genworth

Products compared to John Hancock

Products compared to Met Life

Products compared to Prudential

LTC Questions & Answers

LTC Course

Mutual of Omaha Web Site - Click Here

Check This Out - Click Here to View the United of Omaha Proprietary Product

'.

  Penn Treaty Compared to Other Products

  SR-400 Brochure (Primary impaired risk policy)

  IL5 Brochure

  PF3 Tax Qualified Brochure

  PF3 Non Qualified Brochure

Penn Treaty offers a number of long term care policies, but their specialty is impaired risk long term care. They offer quick answers to potential problem cases and issue a high percentage of cases within their initial underwriting estimate.

Click here for a LTC Impaired Risk Underwriting Questionnaire or visit our impaired risk web - Trial Scan.