Six Impaired Risk Support Options
agentMAX is structured to handle all your impaired risk needs. Select one of the options below or call us to discuss your situation
                               

Click Here for Virtually Guaranteed Issue

 

Trial Scan Express is an impaired risk crystal ball with:

  No Signatures
  No Dr Reports
  No Exams
  Plus Factors (new)

With Trial Scan Express you answer a few risk specific questions and we have shop the case for a preliminary quote.

Trial Scans provide fast, accurate assessments. They save you time and get your clients quick answers.

Unique Plus Factors help us sell your case to an underwriter.

More about Trial Scan Express

Blue Flag gives you additional flexibility for special risk situations.

If you suspect a health problem with a prospect, have your client sign a blue flag authorization, then mark the application for special attention. We'll flag the app and use a multi-company underwriting procedure.
This provides the best possible outcome for you and your client.

Blue Flag Checklist click

Authorize & Direct click

HIPPA Back-up click

Consumer Info click

Blue Flag Form Pack click

Ask an Underwriter
We have in-house underwriters and a Medical Director. Feel free to submit questions or case notes.

agentMAX Advantages

Paid Cases US Financial Declined

 
LTC impaired risk

 
DI impaired risk

 
DI excess limits  
   
Higher Comp on impaired risk cases
 
   

 

 



Send Us the File If you have a problem case, whether it is new or has been shopped extensively, we'll be glad to take a look.

Simply send us the file, including any medical records you may have. Be sure to include a current HIPA (see Blue Flag) authorization to protect us and yourself.

Send your file to:

Attention Special Risk

Fax:
** Don't worry about the file size, all our faxes are stored electronically

Mail:
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